Direct Deposit Checking
A consumer checking account designed with your convenience in mind!
- You must have your pay, pension or social security directly deposited into this account
- No monthly fees
- Interest earned on all balances
- First twenty five printed checks are free
- Minimum deposit to open account is $100
- Free Online Banking
- Free transactions at Boiling Springs' ATMs with Boiling Springs ATM card or Debit MasterCard
- Free 24 hour Telephone Banking
- Direct Deposit
- Bounce Proof Advantage limit of $1000
Money Market Checking
Our Money Market Checking account is available to individuals and businesses who want to maximize the earning potential of their higher balances without sacrificing liquidity. See disclosure for transaction limitations.
- Tiered rates of interest
- Available to individuals and businesses
- Minimum deposit to open account is $500
- First twenty five printed checks are free
- Free printed deposit slips
- Four free domestic wire transfers per year
- Direct Deposit
- Free Online Banking
- Free 24 hour Telephone Banking
- $15 monthly fee if balance falls below $2,500
- Bounce Proof Advantage limit of $1000
Classic Checking
For consumers age 55 and older
- No monthly fees
- Interest earned on all balances
- Free Specialty Checks or a discount on custom checks
- Minimum deposit to open account is $100
- Free Online Banking
- Free transactions at Boiling Springs ATMs with Boiling Springs ATM card or Debit MasterCard
- Free 24 hour Telephone Banking
- Direct Deposit
- Bounce Proof Advantage limit of $1000
Student Checking
Available to consumers between the ages of 14 and 23, this product is a great first checking account for high school students eager to learn how to manage their money, recent graduates beginning a new career and for students heading off to college.
- No Monthly fee
- Interest earned on all balances
- Free Specialty Checks or a discount on custom checks
- Free Online Banking
- Free Online Bill Payment
- Free 24 hour Telephone Banking
- Minimum deposit to open account is $1
- Free transactions at Boiling Springs ATMs with Boiling Springs ATM card or Debit MasterCard
- Direct Deposit
- Overdraft Protection available
- Up to $10.00 in foreign ATM fees can be reimbursed
NOW Checking
The traditional NOW account.
- Interest earned on all balances
- First twenty five printed checks are free
- Minimum deposit to open account is $100
- Free Online Banking
- Free transactions at Boiling Springs ATMs with Boiling Springs ATM card or Debit MasterCard
- Free 24 hour Telephone Banking
- Direct Deposit
- $5.00 monthly fee if balance falls below $500
- Bounce Proof Advantage limit of $1000
Premium Checking
Our Premium Checking account is a tiered rate account for consumers who want to earn competitive rates for their higher balances, with the flexibility to withdraw their funds at any time.
- Tiered rate account
- Free Specialty Checks or a discount on custom checks
- Free Online Banking
- Free Online Bill Payment
- Free 24 hour Telephone Banking
- Minimum deposit to open account is $1,000
- Free transactions at Boiling Springs ATMs with Boiling Springs ATM card or Debit MasterCard
- Direct Deposit
- $15 monthly fee if balance falls below $10,000
- Bounce Proof Advantage limit of $1000
New Jersey Consumer Checking
- Non-interest bearing
- Checks posted in excess of 8 per month are charged $.50 per check
- Monthly service charge of $3
- First twenty five printed checks are free
- Minimum deposit to open account is $50
- Free Online Banking
- Free transactions at Boiling Springs ATMs with Boiling Springs ATM card or Debit MasterCard
- Free 24 hour Telephone Banking
- Direct Deposit
- Bounce Proof Advantage limit of $500
Small Business Checking
Boiling Springs is pleased to offer our small business customers the perfect solution for their business needs. With our small business account you have maximum flexibility, with minimal fees and hassles.
- Non-interest bearing
- No deposit fees or per check charges
- First twenty five printed checks are free
- Minimum deposit to open account is $100
- Free Online Banking
- Free 24 hour Telephone Banking
- Monthly service charge of $10 if balance falls below $500 minimum
- Direct Deposit
- Bounce Proof Advantage limit of $1000
- To visit our Business Products and Services page Click Here