Fixed Rate or Adjustable Mortgage Rate

 

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APR (annual percentage rate) assumes 20% down payment. Payments do not include amounts for taxes and insurance premiums, which if applicable will make your payment obligation greater. APRs and terms apply to single family, owner-occupied contract sales and refinances in amounts up to $1,500,000 on properties located in Northern New Jersey. Private mortgage insurance is available for down payments less than 20%. Property insurance is required and flood insurance may be required. Offer subject to credit approval. Rates and terms effective as of 3/26/19 and subject to change without notice. Other restrictions apply. Other rates and terms available. Boiling Springs and/or its agency is not responsible for typographical errors.
30 Year Fixed Rate Payment Stream based on a loan example of $100,000: 360 Payments of $491.94 based on an interest rate of 4.250%/4.281% APR
10/1/30 ARM Payment Stream based on a loan example of $100,000: 120 Monthly Payments of $476.26 at an interest rate of 3.980%/4.392% APR and 240 Monthly Payments of $519.59 at an interest rate of 5.000%/5.000% APR
Rate adjustment: One Year Treasury Securities +2.50% Margin. The Rate Caps are 2.00% per Adjustment and a Lifetime Cap of 6.00%. Adjustable Rate Mortgages are variable and may increase after consummation.