Boiling Spring Savings Bank builds positive and reliable mortgage relationships with our customers.
We’ll make your home buying or refinancing experience an easy, pleasant, and financially sound decision. That’s because we offer a selection of financing options. Our loan officers will work with you to offer you our most competitive products and move quickly to complete your financing.
After your loan is closed you’ll receive the personal service that brought you to Boiling Springs Savings Bank in the first place. We’re here to serve you and to answer your questions for the life of your loan.
The Fixed Rate Loan gives you the benefit of having the same principal and interest payment over the lifetime of the loan with the following additional benefits:
Adjustable Rate Mortgages
Enjoy the benefits of the Adjustable Rate Loan with rates that change periodically. If rates are low now, or if you think interest rates will be more attractive in the future, you may want to consider an adjustable rate loan, since monthly payments may be lower. Some features of the Adjustable Rate Mortgage include:
Embarking on the home-buying journey can be an exciting decision and sometimes a challenging process. That’s why Boiling Springs is here to make your first home buying experience a simple and pleasant one with our lending specialists who help you from the moment you fill out the application all the way through closing! Beginner Buyers Mortgage Features include:
*To receive discounted rate, you must meet all eligibility requirements. Available for loans up to $450,000 on 1-2 family owner-occupied dwellings within our lending area only. This offer is subject to credit approval. Other restrictions may apply. Other rates and terms available. This offer may be withdrawn at any time. For additional information, please call 201-507-3246.
Boiling Springs Savings Bank strives to support our communities by making a positive impact on their neighborhoods. Our Community Mortgage offers special features and a discounted rate for purchasing or refinancing a property located in a pre-determined “low to moderate” income area. Community Mortgage features include:
*To receive discounted rate, you must meet all eligibility requirements.. Available for loans up to $450,000 on 1-2 family owner-occupied dwellings within our lending area only. This offer is subject to credit approval. Other restrictions may apply. Other rates and terms available. This offer may be withdrawn at any time. For additional information, please call 201-507-3246.
Mortgage Modification Program
Our Mortgage Modification Application Program may enable you to reduce the interest rate of your existing Boiling Springs Savings Bank mortgage loan to the rates currently offered.
Eligible Loan Types:
Ineligible Loan Types:
For interest rate, modification fee, loan adjustment date and additional requirement information, please refer to the Terms and Conditions within the Mortgage Modification Application Form above.