Deposit Rates

Rates effective as of 02/12/19
All Rates subject to change without notice

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Products Interest Rate APY† Minimum Deposit to Open an Account Minimum Balance to Avoid Maintenance Fee

Checking

AxisChecking™

Open Now

.20%

.20%

$1

N/A

Classic Checking

Open Now

.10%

.10%

$100

N/A

AxisMoneyMarketChecking™

.75%

.75%

$5,000

N/A

Magnum Money Market Checking - Tiered

$25,000

$25,000

Balance $.01 - $24,999.99

.00%

.00%

Balance $25,000 - $99,999.99

.40%

.40%

Balance $100,000 - $249,999.99

.50%

.50%

Balance $250,000 and up

1.14%

1.15%

Savings

AxisSavings™

Open Now

.50%

.50%

$1

N/A

Simply-Safe Savings - Tiered

Open Now

$5

$100

Balance $.01 - $49,999.99

.40%

.40%

Balance $50,000 and up

.50%

.50%

Holiday Savings

.15%

.15%

$3

N/A

Special Occasion Savings

.15%

.15%

$3

N/A

IRA Asset Builder

$5

N/A

Balance $.01 - $9,999.99

.15%

.15%

Balance $10,000 - $24,999.99

.15%

.15%

Balance $25,000 and up

.20%

.20%

Certificates of Deposit**

N/A

91 Day

.20%

.20%

$1,000

182 Day*

.45%

.45%

$1,000

200 Day Special (Renews to 182 Day CD)

1.98%

2.00%

$5,000

Axis 200 Day Special with AxisChecking™ (Renews to 182 Day CD)

2.37%

2.40%

$5,000

7 Month

.30%

.30%

$1,000

12 Month*

2.08%

2.10%

$1,000

Axis 12 Month* with AxisChecking™

2.47%

2.50%

$1,000

15 Month*

1.24%

1.25%

$1,000

18 Month*

1.39%

1.40%

$1,000

19 Month Special* (Renews to 18 Month CD)

2.08%

2.10%

$1,000

IRA 18 Month Variable

2.77%

2.80%

$250

21 Month Special* (Renews to 18 Month CD)

2.37%

2.40%

$5,000

Axis 21 Month Special* with AxisChecking™ (Renews to 18 Month CD)

2.76%

2.80%

$5,000

24 Month*

1.49%

1.50%

$1,000

24 Month Special*

1.74%

1.75%

$1,000

30 Month Special (Renews to 24 Month CD)

2.66%

2.70%

$5,000

Axis 30 Month Special with AxisChecking™ (Renews to 24 Month CD)

3.05%

3.10%

$5,000

36 Month*

1.73%

1.75%

$1,000

36 Month Special*

1.98%

2.00%

$1,000

60 Month*

2.08%

2.10%

$1,000

IOLTA Fund

IOLTA Fund

1.35%

1.35%

$1

N/A

† APY stands for Annual Percentage Yield

* Also available for IRA Deposits
** Penalty for early withdrawal
Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings.
Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01

Interest is Compounded Daily (365/365) for all accounts other than IOLTA which is simple interest, credited monthly. Checking and Savings Products are variable rate accounts. The interest rate may change at any time after the account is opened. IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 1.35%.

Axis 200 Day CD Special with AxisCheckingTM – Must maintain an AxisCheckingTM Account and a bonus .40% APY (Annual Percentage Yield) will be added to the current 200 Day CD rate. Bonus APY is only applicable to the initial term of the CD.

Axis 12 Month CD Special with AxisCheckingTM - Must maintain an AxisCheckingTM Account and a bonus .40% APY (Annual Percentage Yield) will be added to the current 12 month CD rate. Bonus APY is only applicable to the initial term of the CD.

Axis 21 Month CD Special with AxisCheckingTM - Must maintain an AxisCheckingTM Account and a bonus .40% APY (Annual Percentage Yield) will be added to the current 21 Month CD rate. Bonus APY is only applicable to the initial term of the CD.

Axis 30 Month CD Special with AxisCheckingTM – Must maintain an AxisCheckingTM Account and a bonus .40% APY (Annual Percentage Yield) will be added to the current 30 Month CD rate. Bonus APY is only applicable to the initial term of the CD.

24-Month Special or 36-Month Special CDs - Open a NEW eligible Checking Account with Debit Card and Direct Deposit of $500 or more per month required. All checking accounts except Alliance Checking and Small Business Checking are considered eligible. The first direct deposit is required within 90 days of account opening. A bonus .25% APY (Annual Percentage Yield) will be added to the current CD rate. Bonus APY is only applicable to the initial term of the CD. If the checking account or debit card are closed prior to the bonus CD maturity date, the CD account will revert back to the regular rate for that term. Only one Special CD may be opened per new checking account. 

    IRA 18 Month Variable – rate available through February 28, 2019      Member FDIC